Need Help, Got 60k total debt,make 70k annual,Got bad credit.Would like to consolidate all debt in one loan?

Yes you should be able to consolidate. I was working at a large bank for a while and a lot of people would lump things in with there whether it was debt or medical expenses. I would go into one of the banks and see if you can get a lower interest consolidated loan. It may be tricky but hopefully you can work something out with the bank. One bit of information the process may take a little while and generally they will make it sound like you will be able to get the loan the first time you walk out the door because they don't like to tell the client no when they first meet them so just because the first meeting goes well does not mean that it will go well. If you can't consolidate at least take out a loan for the credit card debt. Anything to get a smaller interest rate will help you. Credit card debt is a killer for the credit score and saving you have to do what you can to cut that down ASAP.